Payment Processing

Accept payments and manage transactions

Supported Payment Methods

Stripe

Accept credit cards, debit cards, and digital wallets:

• Credit/Debit Cards — Visa, Mastercard, Amex, Discover
• Apple Pay — One-tap checkout on iOS/Safari
• Google Pay — Fast checkout on Android/Chrome
• Link — Stripe's one-click checkout

Fees: 2.9% + $0.30 per transaction (standard rates)

PayPal

Accept PayPal balance and cards:

• PayPal Balance — Customers pay from their PayPal account
• PayPal Credit — Buy now, pay later options
• Venmo — Available for US customers

Fees: 2.9% + $0.30 per transaction (standard rates)

Manual Payments

Accept payments outside the platform:

• Bank Transfer — Direct deposit/wire transfer
• Cash on Delivery — Payment upon delivery
• Check/Money Order — Mail-in payments

Setting Up Stripe

1. Go to Settings → Payments
2. Click Connect Stripe
3. Log in to your Stripe account (or create one)
4. Authorize Beava to access your account
5. Configure payment options

Stripe Configuration

• Statement descriptor — Name shown on customer statements
• Capture method — Automatic or manual capture
• 3D Secure — Enable for additional fraud protection
• Currency — Accept multiple currencies

Setting Up PayPal

1. Go to Settings → Payments
2. Click Connect PayPal
3. Log in to your PayPal Business account
4. Grant permissions to Beava
5. Configure checkout options

PayPal Configuration

• PayPal buttons — Show PayPal button at checkout
• PayPal Credit — Enable buy now, pay later
• Express Checkout — Skip cart for faster checkout

Transaction Management

Viewing Transactions

Access transactions from Payments → Transactions:

• Filter by status — Completed, pending, failed, refunded
• Search — By transaction ID or customer
• Date range — Filter by date
• Export — Download for accounting

Transaction Details

Each transaction shows:

• Amount — Total charged
• Fees — Payment processor fees
• Net — Amount after fees
• Payment method — Card type, last 4 digits
• Status — Current transaction state
• Timeline — Payment events

Refunds

Processing Refunds

1. Open the order or transaction
2. Click Refund
3. Enter refund amount (full or partial)
4. Add reason (optional)
5. Confirm refund

Refunds are processed through the original payment method.

Refund Timeline

• Credit cards — 5-10 business days
• PayPal — Instant to PayPal balance
• Bank transfers — 3-5 business days

Payouts

Receive your earnings from payment processors:

Stripe Payouts

• Schedule — Daily, weekly, or monthly
• Minimum — No minimum payout amount
• Timing — 2 business days (standard)

PayPal Payouts

• Instant — Funds available in PayPal immediately
• Transfer — Move to bank account (1-3 days)

Fraud Prevention

Built-in Protection

• 3D Secure — Additional authentication for cards
• Address Verification (AVS) — Verify billing address
• CVV Check — Require security code
• Velocity checks — Detect rapid transactions

Stripe Radar

Machine learning fraud detection included with Stripe:

• Automatic blocking of suspicious transactions
• Risk scoring for each payment
• Custom rules for your business

Tax Configuration

Configure tax collection in Settings → Taxes:

• Automatic tax — Calculate based on customer location
• Tax rates — Set rates by region
• Tax exemptions — Handle exempt customers
• Tax reports — Generate for filing

Multi-Currency

Accept payments in multiple currencies:

1. Go to Settings → Payments → Currencies
2. Enable additional currencies
3. Set exchange rate handling (automatic or manual)
4. Configure rounding rules